Inadequate attic insulation.
Does the attic have to be insulated to pass inspection.
Any inspection information on furnaces in the attic is contained in the heating and cooling section of the report.
The attic inspection does not have to be by an appraiser.
Your attic may presently have a fixed ladder a pull down ladder or no ladder at all.
Looking across your attic if the insulation is level with or below the attic floor joists you probably need to add more insulation.
Or the homeowner might have a bureau placed in front of an attic door.
The colder the climate the higher r insulation number.
Do you just wade through the insulation on your inspection.
What your attic probably does not have is a set of code compliant stairs.
An attic inspection will show the.
If they aren t inspectors are not required to gain entry by heroic means.
The information gathered in the attic usually falls into five categories insulation ventilation framing leaks and pests.
Attics can be insulated in a number of ways including blowing in insulation or laying fiberglass batts.
As with any other part of a home inspection attics must be accessible.
They do not however accept any type of property for a loan guarantee.
There is no walkway or landing in the attic.
Also identified are attic areas that were not accessible.
The only means of traversing the attic is by walking the joists.
The higher the r number the higher the insulating factor typically is so it s worth checking.
The insulation is 12 15 deep.
Insulation is rated with an r value.
For example a past renovation might seal up an attic access panel in the ceiling entirely.
To convert your attic to living space you cannot provide access via a ladder.
I contacted fha and advised them i didn t feel safe going up that high and they replied that they don t expect the appraiser to do anything that impacts his her safety.
An attic must be properly insulated with the required r level of insulation material for your climate.
The federal housing administration fha offers lenders guarantees for several types of mortgage loans.